I got my oil changed at a tires plus back in August, and the man at the counter asked if I would like to sign up for their rewards program. I asked him if it was a credit card, and he said no.
So I thought, "why not?" Well, he straight up lied to me. I realized that I had opened a new line of credit unwillingly, and put a hard inquiry on my credit account. I went home, pissed, and immediately called to have the account cancelled. Although I was very pissed off about the necessary hard inquiry, I thought that I wouldnt have to deal with the issue any further.
Turns out, they put a $30 charge on this new credit card and I just found out about it today. So now I have a history of four months of unpaid balances on this card that I never wanted in the first place! Now my credit score has dropped 99 points!!!!!!!!!!!!! and my score has gone from "very good" to "poor" on credit karma.
I am extremely pissed off about this, DO NOT EVER go to tires plus! They have single handedly ruined my chances of ever getting approved for a loan.
Product or Service Mentioned: Tires Plus Rewards Program.
Reason of review: Signing me up for credit card without my permission and ruining my credit score.
Preferred solution: FIX MY CREDIT SCORE!.
I didn't like: Deliberate deception about credit line.